Monzo cards and Pay by Phone services such as Boku are separate methods, and casino cashier options vary by operator.
Why Monzo Casino Deposits May No Longer Work
A casino deposit described as “Monzo” can refer to different payment routes. Monzo may be used as a bank account or card, while Pay by Phone services such as Boku charge a mobile account. These are not interchangeable: a casino that accepts Boku is not necessarily accepting Monzo, and a Monzo card being usable elsewhere does not establish that a casino supports it.
That distinction helps explain why lists presented as all the Monzo casinos in the UK can be unreliable. Operator payment menus change, and a method available at one casino may not be offered by another. The relevant question is which payment method the casino currently displays in its cashier, not whether the casino is generally described as accepting Monzo.
For Pay by Phone, Boku is one service that has been used for casino deposits. A small number of UK Gambling Commission-licensed casinos still accept Boku, but the number of operators offering it has declined since 2023. This change does not amount to a confirmed list of casinos taking Monzo deposits: it describes the availability of a separate phone-payment service.
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Operator decisions are not a named UKGC ban
The UK Gambling Commission did not introduce a rule specifically prohibiting Boku. Individual casinos have instead removed it, with compliance risk cited as a reason. An operator can decide that a payment method no longer fits its compliance arrangements and stop offering it, even where the regulator has not named that method in a ban.
This difference matters when you try to work out whether a deposit route is still available. If Boku disappears from a casino’s cashier, that does not by itself show that the UKGC has banned Boku across the market. It shows that the operator has not made that method available there. The same reasoning applies to Monzo: an operator’s decision about its own payment options is not evidence of a general ban on Monzo.
Specialist casino-payment reviews report that operators moving away from Boku have, in some cases, replaced it with Fonix or Siru Mobile; others have removed Pay by Phone options altogether. Those changes concern the operator’s available payment services. They do not mean that every casino has adopted the same replacement or that a service listed for one brand will be present at another.
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Why old casino lists can mislead
A list may combine casinos that accept Boku with casinos that accept a bank card or another payment method. That can make the label “Monzo casino” ambiguous. It may mean that a player hopes to use a Monzo card, or it may be used loosely for a casino accepting phone-bill deposits. Check the actual payment option rather than relying on the label.
Availability can also change after a list is published. Because operators have reduced their Boku offering since 2023, an older entry may no longer match the cashier you see. Even a current description of one operator’s payment options cannot confirm what another operator accepts. For an Android casino, the same distinction applies: the device does not turn Boku into Monzo or prove that either payment route is supported.
The terms “best” and “new” do not resolve this uncertainty. A casino may be described as suitable for Monzo users without a clear statement of whether it accepts Monzo directly, accepts Boku, or supports neither. Treat those as separate claims. If the casino lists Boku, that indicates support for a phone-payment service, not necessarily for a Monzo bank transfer or card deposit.
What to check before depositing
Open the casino’s own cashier and look for the payment method by its exact name. If you intend to use Monzo, confirm that the listed route is specifically available to you as a Monzo payment method. If the cashier instead lists Boku, the offer is for Boku; do not assume that Monzo is accepted simply because both may be associated with mobile use.
Then check the casino’s current payment information before making a decision. A payment method can be removed by an operator, and a third-party list may not reflect that change. The key distinction is straightforward: Boku’s reduced availability reflects operator choices, not a UKGC rule banning Boku by name. That fact does not establish which casinos accept Monzo, so the casino’s own current cashier is the relevant place to confirm the route you plan to use.
Do
- Check the casino’s cashier for the exact name of the payment method.
- Confirm if the route is specifically available for Monzo.
- Verify the current availability of the method directly in your account.
Don’t
- Assume a Monzo card is accepted just because a casino accepts Boku.
- Rely on old lists that may not reflect current operator decisions.
- Treat “Monzo casino” labels as a guarantee of specific payment support.
How Pay-by-Phone Deposits Work at an Online Casino
A Pay by Phone deposit is a charge routed through your mobile network rather than a payment taken directly from a Monzo account. With Boku, the casino starts the transaction, your phone number identifies the mobile account to be charged, and an SMS code confirms that you authorised it. The process links three parts: the casino cashier, the payment service and your mobile operator.
From the cashier to SMS confirmation
After signing in, open the casino’s cashier or deposit area and select Boku if it is offered. Enter the deposit amount and the mobile number associated with the account you want to charge. Check the number before continuing: the confirmation message is sent to that phone, and the charge is routed through the mobile account linked to it.
Boku then sends an SMS containing a verification code. Enter that code where prompted to approve the payment. This step confirms the transaction; entering a phone number alone does not complete it. If you do not receive the message, cannot access the phone or enter the code incorrectly, you may not be able to authorise the deposit. Avoid repeating the process without checking the cashier’s transaction status, as a pending request and a completed payment are not the same thing.
Once the transaction is authorised, the mobile operator applies the charge according to the type of mobile plan. The casino receives the payment confirmation through the payment process and credits the gambling account. The charge therefore does not work like a Monzo card payment: choosing Pay by Phone does not instruct the casino to take money from Monzo simply because you use Monzo for other spending.
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Monthly bill or PAYG balance?
The funding source depends on your mobile plan. If you have a contract, the Boku charge can be added to your monthly phone bill. It appears as a charge associated with mobile services, rather than as a debit-card transaction from your Monzo account. You then pay the phone bill under your usual arrangement with the network.
With a pay-as-you-go plan, the charge is deducted from the available PAYG credit. The payment can proceed only if that balance can cover it; insufficient credit means the mobile account cannot fund the deposit. In that case, the casino may not receive confirmation and your gambling balance will not be credited for that attempted payment.
This distinction matters when you are working out where the money will come from. A contract customer may see the cost included with the next bill, while a PAYG customer uses credit already held on the mobile account. Neither route is a transfer from Monzo. If you top up your phone using a bank card, that top-up and a later Boku casino deposit are separate transactions: the deposit itself is charged through the mobile operator.
What each part of the process controls
The cashier determines which payment options are presented and collects the amount and number you enter. Boku handles the payment request and SMS confirmation. The mobile operator determines whether the phone account can accept the charge and, for PAYG, whether enough credit is available. The casino then credits the account after it receives confirmation.
Boku Deposit Process
Step 1: Selection
Open the casino’s cashier and select Boku if it is offered, then enter the deposit amount and your mobile number.
Step 2: Verification
Wait for the SMS containing a verification code and enter that code where prompted to approve the payment.
Step 3: Completion
The mobile operator applies the charge to your account, and the casino credits your gambling balance once confirmed.
That division explains why a deposit can fail even when the casino account is open and the phone is working. The selected method must be available in the cashier, the entered number must be associated with the intended mobile account, the SMS confirmation must be completed, and the operator must be able to process the charge. A Monzo balance does not replace any of those checks because it is not the source of funds in a Boku transaction.
It also explains why the same payment can appear differently to two customers. One may find the charge on a monthly network bill; another may see PAYG credit reduced. The casino deposit flow can be similar in both cases, but the mobile plan determines how the customer settles the cost.
For a Monzo user, the key distinction is between using Monzo as a bank account and using a mobile network as the payment route. A Pay by Phone deposit with Boku follows the latter route. The cashier does not ask Boku to debit Monzo: it asks the mobile network to process a charge, with approval supplied through the SMS code. If you need to know which account will bear the cost, check whether the number entered is on a contract or PAYG plan before confirming.
Which Pay-by-Phone Options Casinos Still Accept
Pay-by-Phone availability is now a narrower and less stable part of the casino cashier than a general list of Monzo-accepting casinos might suggest. The payment names most relevant to current availability are Boku, Fonix and Siru Mobile. They are separate services, so a casino accepting one does not mean it accepts the others—or that it accepts a Monzo card.
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A specialist payment review identifies a small remaining group of casinos with direct Boku deposits. Jackpot Mobile Casino and Peachy Games are among the examples it names. The same review lists BoyleSports, Sun Bingo, William Hill, Sky Vegas, PlayOJO, Genting Casino, Betfred, Lottoland, bwin and 888 Casino as accepting Boku. Treat these names as a snapshot rather than a permanent catalogue: casino cashiers and payment arrangements can change, and the current options shown in your account are the practical test.
Fonix and Siru Mobile
Some operators have shifted from Boku to other Pay-by-Phone services. In the operator examples recorded by a specialist review, MrQ and Duelz use Fonix, while Mr Vegas and Videoslots use Siru Mobile. This distinction matters when you are comparing payment options: searching for Boku alone may miss an operator that offers phone billing through a different provider.
Pay by Phone and Fonix are supported by EE, O2, Vodafone and Three. That network support does not establish that a particular casino offers either service to every customer. The casino must list the method in its cashier, and the mobile operator must support the transaction. Availability can therefore depend on both the casino’s payment menu and the mobile service attached to your number.
What “accepts Monzo” means
A Monzo debit card and a Pay-by-Phone service are different payment routes. If you want to deposit with your Monzo card, look for card payments in the casino cashier; a Boku, Fonix or Siru Mobile listing does not confirm card acceptance. Conversely, a casino that offers one of these phone-payment services is not necessarily a casino that accepts Monzo directly.
Payment Services
Some operators have replaced Boku with other Pay-by-Phone services like Fonix or Siru Mobile. Availability depends on both the casino’s menu and your mobile network provider.
This also means that a casino described as accepting Boku should not automatically be treated as a casino with Monzo free spins, no-deposit offers or other specific promotions. The payment method and the offer are separate conditions, and the cashier’s current options do not establish bonus eligibility.
For a useful comparison, check the named method rather than relying on a broad label such as “mobile payment”. If you see Boku, Fonix or Siru Mobile in the cashier, you have evidence that the operator offers that service at that time. If the method is absent, a list elsewhere cannot make it available in your account. The examples above indicate where each service has been reported, but they do not guarantee that every listed operator still presents it to every customer.
Using Pay-by-Phone Payments for Online Slots
A Pay by Phone deposit is a way to put money into a casino account, not a type of slot game. If a casino offers Boku, the deposit is charged to your mobile phone bill. With a pay-as-you-go plan, the charge comes from your available phone credit instead. Once the casino credits the deposit to your account, you can use the balance for the games the operator makes available, subject to its account and game rules.
This distinction matters when you see references to Monzo mobile slots or online slots that take Monzo. Those phrases can suggest that Monzo is connected to particular slot games or a dedicated slots app. A payment option does not establish either: the casino provides the games, while the payment method is simply one possible way to fund the account. Check the casino cashier for the methods it currently supports rather than assuming that a game or app accepts Monzo.
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Playing slots on a phone in Britain
You can access online slots through a casino’s mobile website or app if the operator provides one. The payment method does not change how a slot works, and using a phone to deposit does not remove the rules that apply to online slot play in Britain.
Autoplay is banned, so you must initiate each spin yourself. Each online slot spin must last at least two and a half seconds. There is also a maximum stake for each game cycle: it is £5 for customers aged twenty-five or over, and £2 for customers aged eighteen to twenty-four. These restrictions apply to play, not to the payment method used to add funds.
The casino must verify your age before allowing you to deposit. This is separate from whether your phone payment is accepted: a successful payment does not itself establish that you can play. Your casino account and its checks govern access to the games.
What “free” and “real-money” slots mean
A free-play mode, where offered, is distinct from wagering money held in a casino account. A phone-bill deposit does not turn a free game into a real-money game; it funds the account, and you choose whether to use an eligible balance for paid play. Likewise, a reference to “Monzo slots” does not show that a particular slot is free, available in an app, or linked to Monzo.
Important Distinction
Attention A Pay-by-Phone deposit funds your casino account through your mobile provider, which is a different process from using a Monzo bank card or transfer.
If your aim is to play real-money slots, first confirm that the casino’s cashier offers the payment route you intend to use and that the casino provides the games you want. Keep the distinction clear: Pay by Phone concerns funding, while slot access and play are controlled by the casino and British rules.
What Happens When You Play Slots for Real Money
A payment method and a slot game do different jobs. A deposit method puts money into your casino account; the game uses the account balance when you place a real-money stake. Boku can fund that balance, but it cannot receive casino withdrawals. So a deposit made through Boku may support real-money slot play, while any winnings credited to your casino account need a different route to reach you.
This distinction matters when you are looking for Monzo slots or a casino where you can play for money using Monzo. Monzo is not a category of slot game, and a payment option does not determine which games an operator offers. A casino cashier may accept one payment route for deposits, while its withdrawal process follows separate rules. Check the payment methods shown in your account rather than assuming that the way you paid is also how you can cash out.
From deposit to account balance
After a casino accepts a deposit, the funds appear in your gambling account and can be used for eligible real-money games. The casino account, not the phone payment itself, records your balance and any winnings. If a slot round results in a win, the amount is credited to that account under the operator’s game and account rules.
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That does not turn Boku into a withdrawal service. The balance can contain deposited funds and winnings, but Boku cannot transfer either back to your phone bill or mobile credit. Treat the deposit and the eventual withdrawal as two separate stages: one adds funds to the casino account; the other moves eligible funds out of it through a supported withdrawal method.
Check the cash-out route before playing
Before you deposit, identify the withdrawal method the casino will allow you to use and make sure you can register it. If you focus only on whether a payment option is available at the cashier, you may discover later that it cannot handle the part of the transaction you care about most: receiving your balance. A real-money account therefore needs both a workable way to fund it and a separate, supported way to withdraw.
A search for a Monzo slots app or Monzo slot site can also blur together three separate things: the casino account, its games, and the payment methods available to that account. The payment method does not make a slot game “Monzo-compatible.” It only affects how money enters or leaves the account, subject to the operator’s supported options. Avoid treating a casino’s deposit choices as proof that a matching cash-out route exists.
The same distinction applies to “no-deposit” searches. A real-money balance does not necessarily mean you made a payment: it may include funds supplied under an offer, subject to the operator’s terms. But Boku itself is a deposit route, not a way to withdraw winnings, and the ability to use it does not establish that a casino offers free real-money spins or a no-deposit offer. Check the specific account terms and withdrawal options before you rely on any balance for play.
Summary of Play
- Boku is a deposit route and cannot be used for casino withdrawals.
- A successful deposit does not guarantee you can withdraw funds via the same method.
- Always identify your supported withdrawal methods before you start playing.
Deposits, Withdrawals and Card Restrictions
A Pay by Phone deposit and a casino withdrawal are separate payment operations. Boku can move money into a casino account, but it cannot return winnings to your phone bill or PAYG balance. That is why a deposit via Monzo casinos in the UK, if the cashier offers a phone-payment option, does not establish that Monzo can be used to receive a withdrawal. The payment method shown for deposits may not be available on the withdrawal page.
Before depositing, register a withdrawal method the casino supports, such as a debit card, e-wallet or bank transfer. The casino may require you to verify the account or payment details before processing a payout. Check the cashier’s withdrawal options and the operator’s requirements in advance; otherwise, you could have funds in your casino balance without a suitable route for taking them out. A Monzo debit card may be an option only if the casino lists it and accepts it for withdrawals. Do not assume that a deposit made through another method will be paid back to that method, or that a debit-card withdrawal will be instant.
Searches for Monzo credit card casinos in the UK need a different distinction. UK-licensed remote gambling operators cannot accept credit-card payments for gambling. The restriction also covers credit-card funds routed through a money service business, and operators cannot accept wallet payments where the wallet allows credit-card funds to be used for gambling. A Monzo credit card therefore cannot be used to fund casino play at a UK-licensed operator. This is a rule about credit-card gambling payments, not a statement that every Monzo payment method is prohibited.
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A debit card is not the same as a credit card: it draws on money available in your bank account rather than borrowing through a card credit facility. Even so, acceptance depends on the casino’s cashier and payment checks. Confirm that the method is available for the specific transaction before you proceed.
If you are looking for direct withdrawals to Monzo, treat that as a question about the casino’s supported payout methods, not a feature guaranteed by a Monzo deposit. A phone-payment deposit cannot serve as the return route. Keep the distinction clear: deposit access determines how funds enter the account; the casino’s withdrawal options determine how eligible funds can leave it.
Bonuses and Pay-by-Phone Deposits
A Pay by Phone deposit does not automatically qualify for a casino welcome offer. Eligibility is set by the operator’s bonus terms, and the payment method may be excluded even when the cashier accepts it. The same applies if you are looking for a slots promotion linked to a Monzo-branded payment route: a deposit method and a bonus are separate conditions, so one does not establish the other.
A specialist review reports that bonus treatment differs between operators and identifies MrQ, Duelz, Mr Vegas and Videoslots as accepting pay-by-phone deposits for bonus eligibility. Treat those names as a starting point, not a standing guarantee: payment and promotion terms can change, and the offer attached to your account may have its own conditions.
Bonus Eligibility
Bonus terms vary by operator. Some providers, such as MrQ, Duelz, Mr Vegas, and Videoslots, accept pay-by-phone deposits for bonus eligibility, but you must always check the specific terms of your offer to see if your chosen payment method is excluded.
Before depositing, open the specific welcome offer’s terms and find the section that defines eligible payment methods. Check whether Pay by Phone, Boku, Fonix or Siru Mobile is named, excluded, or treated differently from other deposit methods. If the wording is unclear, ask the operator to confirm eligibility before you make the qualifying deposit. Do not assume that a cashier option shown on the site is also an approved way to trigger a bonus.
This distinction matters for searches for Monzo casino bonuses, real-money slots offers or a bonus code. A code may activate an offer, but it does not override payment-method exclusions. Likewise, a promotion described as a no-deposit bonus is not evidence that a Monzo or phone-payment deposit is involved; read the offer conditions rather than inferring eligibility from its label.
A specialist review describes Boku deposits as not generally having a dedicated bonus and reports no Boku-specific deposit restrictions at the platforms it assessed. That does not mean every offer accepts Boku, or that an operator will apply a welcome promotion to a Boku-funded account. The terms for the particular casino and offer are what determine the result.
Check the conditions before you pay: once a deposit has been made, you may not be able to apply it retrospectively to an offer. If you want to claim a promotion, confirm both that you meet its account requirements and that the payment method you intend to use qualifies.
Minimum Deposits and Phone-Payment Limits
A casino’s minimum deposit and the amount you can pay through Boku are separate limits. The casino sets its own minimum for an account deposit; Boku and your mobile operator determine whether the phone payment can be processed. A low minimum shown in a cashier does not mean you can use any amount through Pay by Phone.
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The figures reported for Boku limits do not fully agree. One specialist review describes a standard UK maximum of £30 per transaction, with some casinos or networks allowing £40 or £50. Other accounts describe a daily network limit of £30, without specifying a per-transaction cap; one gives a per-transaction figure of about £10 alongside that daily limit. Treat these as reported terms, not a single fixed rule. The limit available to you can depend on the operator and the current payment arrangement.
Daily limits are described as being applied by the mobile operator rather than the casino. That means a casino may offer Boku in its cashier while the network still declines a payment because its own allowance has been reached. A failed transaction does not necessarily indicate that the casino has rejected your account or that Monzo is involved.
Your mobile plan also affects how much you can deposit. With a monthly-billed phone, Boku charges the payment to the mobile bill. With PAYG, the payment comes from your available prepaid balance. A specialist review notes that a PAYG user cannot deposit more than the remaining balance; if the balance is too low for the selected amount, the transaction may not complete. The practical ceiling is therefore the lowest applicable limit: the amount the casino accepts, Boku’s transaction conditions, the network’s allowance and, for PAYG, your remaining credit.
If you are checking whether a £5 deposit is possible, do not assume that a small casino minimum makes that amount available through Boku. The payment method may impose its own permitted amounts, and the available terms can differ by casino and network. Check the cashier and your mobile operator’s payment conditions before relying on a particular deposit size.
Can I use a Monzo credit card for gambling?
No, UK-licensed remote gambling operators cannot accept credit-card payments for gambling.
Is there a limit on Boku deposits?
Limits vary; reports suggest a standard UK maximum of around £30 per transaction, though some networks or casinos may allow up to £40 or £50.
Can I withdraw my winnings to Boku?
No, Boku is a deposit-only method and cannot be used to transfer funds back to your phone bill or mobile credit.
Alternatives When a Casino Does Not Accept Monzo
If Monzo is not shown as a deposit option, the next step is to check the casino’s cashier for other methods rather than assume that every site accepts the same alternatives. A specialist review describes operators moving away from Boku since 2023: some replaced it with services such as Fonix or Siru Mobile, while others removed Pay by Phone altogether. Availability therefore depends on the individual operator and can change.
One route described in specialist reviews is to use Boku to add funds to a Neteller account, then deposit from Neteller at a casino that accepts it. This is not a direct Monzo deposit: it involves two separate payment services, and the casino must support Neteller. Check that both stages are available to you before relying on this route.
Pay by Phone services are another possible alternative to a direct Monzo payment. MrQ and Duelz are listed as accepting Fonix, while Mr Vegas and Videoslots are listed as accepting Siru Mobile. These are operator-specific examples, not a guarantee that the method will appear in your account or remain available. Open the cashier and confirm the displayed options before choosing a casino or attempting a payment.
If you prefer to pay directly from a bank account, card, or e-wallet, use only a method shown by the casino and permitted for gambling payments. UK-licensed casinos cannot accept credit cards for gambling, including credit-card funds routed through a money service business. A wallet that permits credit-card funds to be used for gambling is also not an acceptable workaround.
The practical choice depends on the route you want to use: an alternative Pay by Phone service, Neteller funded through Boku, or another cashier option. Check the payment instructions at each stage, since a method available for funding a wallet is not automatically accepted by the casino itself. Before depositing, verify the casino’s licence number on the UK Gambling Commission’s public register.
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GamStop, Licensing and Payment Access
A casino’s payment options do not tell you whether it is connected to GamStop, whether it holds a UK licence or whether it is suitable for you. These are separate questions. A site might display a payment method you recognise, but that alone says nothing about its regulatory status.
In Great Britain, the UK Gambling Commission is the regulator for commercial gambling, including online casino services. Its remit covers remote gambling offered to consumers in Great Britain even when the operator’s key equipment is located elsewhere. Businesses need an operating licence to offer gambling, while individuals carrying out certain roles may need personal licences.
This matters when you see claims about casinos outside GamStop that accept Monzo or other familiar payment methods. Do not treat those claims as proof that the casino is authorised to serve people in Britain. Payment availability is a cashier feature; licensing is a regulatory requirement. One does not establish the other.
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Before depositing, search for the operator on the UK Gambling Commission’s public register and check that its licence is current and covers the gambling activity being offered. A logo or a statement on the casino’s own site is not a substitute for checking the register. If you cannot confirm the operator’s licence, do not assume that it is authorised for the British market.
GamStop status is also distinct from licensing. A casino’s relationship with a self-exclusion scheme does not determine whether it has a UK Gambling Commission licence, and a licence claim does not establish its GamStop status. Check each point independently rather than inferring one from the other.
The same distinction applies to searches for Monzo slots or casinos that accept Monzo but are not on GamStop. Monzo is a payment provider, not a gambling regulator, and a successful deposit cannot verify a casino’s licence or scheme status. Make those checks before you fund an account.
Are Boku casinos still available in the UK in 2026?
Yes, a small number of UKGC-licensed casinos still accept Boku, though operators have been moving away from it since 2023. Check the casino’s cashier to confirm it is currently offered.
How do you deposit with Boku at online casinos?
Select Boku in the casino cashier, enter the deposit amount and the mobile number linked to the account you want to charge, then enter the SMS verification code to authorise the payment.
What is the standard Boku deposit limit in the UK?
The standard limit is £30 per transaction, though some casinos or mobile operators may allow up to £40 or £50. Network-level limits are typically about £10 per transaction and £30 per day.
Are Boku deposits eligible for casino bonuses?
Bonus eligibility varies by operator. MrQ, Duelz, Mr Vegas and Videoslots accept pay-by-phone deposits for bonus eligibility.
What is the best alternative to Boku for casino deposits?
Fonix and Siru Mobile are alternatives used by some casinos: MrQ and Duelz accept Fonix, while Mr Vegas and Videoslots accept Siru Mobile. Check the casino cashier to see which method is available to you.